The restore option in the recovery environment will give you exactly the same choice of restore points and yes, I'm talking about builds of Win 10.
Perhaps we are talking at cross purposes about restore points.
When I'm talking about restore points, these are part of System protection which can either be made automatically by Windows or manually by yourself and after restoring with one, they would take you back to a recent point in time and before a given event.
When you factory reset, that would remove all of your personal stuff and any programs you may have installed.
A clean install with install media would do the same, but you wouldn't have the bloat of OEM preinstalled programs.